If you're like most employers, you're not protected.
Employment Practice Liability Insurance (EPLI) from COMMERCIAL INSURANCE MANAGERS INC. can protect your company from a variety of employment suits.  It's important coverage for every business, yet only one-third of all US employers have it.

Facts:

• The average cost to defend even a small claim is $10,000.
• Court settlements average $80,000.
• Businesses with even 1 employee can be held liable.
• 1 in 4 business owners think they're already covered.

Small employers get sued too.
All of these lawsuits were filed against companies with fewer than 25 employees.

The most common complaints:

• Age 16%
• Race 22%
• Sex 18%
• Disability 12%
• Retaliation 23%
• Other 9%

Bottom line.  The cost of EPLI is small compared  to  the risks
Can your company afford not to have it

Our EPLI polices include free support
As part of your EPLI coverage, you'll get access to free online HR resources like employee handbook policies, compliance checklists and training materials.  You can also call a dedicated hotline to speak with an employment law attorney - free of charge.
With these resources, you can actually save money: Up to $1000 a year.

Don't ignore a risk greater than fire.  Talk to us about adding EPLI to your business policy today.

COMMERCIAL INSURANCE MANAGERS INC
GORDON M MUMPOWER
(410)799-2142
gordon@businsure.com